中文版本

私隱權保護政策聲明 (Privacy Policy Statement)

歡迎瀏覽 「信財庫」（下稱「本網站」）。我們重視閣下的私隱權，並致力遵守香港《個人資料（私隱）條例》（第486章）之規定。以下政策說明我們如何處理閣下在使用本網站時所產生的數據：

1. 資料收集 (Data Collection)

由於本網站不設會員或訂閱制度，我們原則上不主動搜集閣下的個人識別資料（如姓名、身份證號碼等），僅在以下情況例外：

  • 被動收集（瀏覽數據）：當閣下瀏覽本網站時，我們的伺服器或第三方分析工具（如 Google Analytics）可能會自動記錄非識別性的技術資料，包括 IP 地址、瀏覽器類型、裝置型號、瀏覽時間及頁面點擊記錄。
  • 主動提供（聯絡我們）：若閣下透過電郵或聯絡表格向我們提出查詢或合作邀約，我們將收集閣下提供的 聯絡電郵 及 通訊內容，以便作出回覆。

2. Cookies 及第三方工具的使用 (Use of Cookies & Third-Party Tools)

  • 用途：本網站使用 Cookies 或類似技術以優化使用者體驗、分析網站流量（SEO 數據）及投放廣告。
  • 廣告與追蹤：
    • 我們可能使用第三方廣告服務（如 Google AdSense），這些服務供應商可能會透過 Cookies 收集閣下的瀏覽習慣，以提供更切合閣下興趣的廣告內容。
    • 我們可能包含聯盟行銷（Affiliate Marketing）連結，點擊這些連結可能會產生追蹤代碼，以計算推廣成效，但這不會洩露閣下的個人身份。
  • 拒絕選項：閣下可隨時透過瀏覽器設定更改或拒絕 Cookies 的存取，但这可能影響網站部分顯示效果。

3. 資料用途 (Use of Data)

我們收集的數據僅用於以下用途：

  • 網站營運：評估網站流量、分析讀者喜好以改善內容質素。
  • 通訊回覆：處理閣下的查詢、商業合作或投訴。
  • 系統保安：偵測及防止惡意攻擊或非法使用。

4. 資料分享與披露 (Data Disclosure)

  • 我們不會出售、交換或轉移閣下的個人資料予第三方。
  • 例外情況：
    • 法律要求：如受法院命令、執法機構或監管當局依法要求，我們必須披露相關資料。
    • 技術支援：協助我們營運網站的可信賴第三方（如網站寄存商），但其必須遵守保密協議。

5. 第三方連結 (Third-Party Links)

本網站的文章可能包含連接至其他網站的連結（如新聞來源、股票報價網或廣告商）。一旦閣下點擊離開本網站，我們無法控制該第三方網站的私隱操作，本政策亦不適用於該等外部網站。建議閣下參閱該網站之私隱政策。

6. 資料保安 (Data Security)

本網站採用符合行業標準的安全傳輸協定（SSL）加密技術，確保閣下的瀏覽數據及傳送給我們的電郵內容在傳輸過程中受到保護。

7. 政策修訂 (Policy Updates)

本網站保留隨時修改本私隱政策的權利。如有重大更新，我們將於網頁當眼處公佈，更新後的政策將即時生效。

英文版本

For reference, usually keeping an English version is good practice in HK. Here is a simplified version based on “No Subscription”:

Privacy Policy Statement

Welcome to EJ-Theme. We respect your privacy and comply with the Personal Data (Privacy) Ordinance (Cap. 486) of Hong Kong.

1. Data Collection

As we do not offer membership or subscription services, we generally do not actively collect your personal identifiable information (such as name or ID number), except in the following circumstances:

  • Passive Collection (Browsing Data): When you visit the Website, our servers or third-party analytics tools (e.g., Google Analytics) may automatically record non-identifiable technical data, including IP address, browser type, device model, browsing time, and page view history.
  • Voluntary Provision (Contact Us): If you contact us via email or contact forms for inquiries or business cooperation, we will collect the email address and correspondence content you provide to respond to your request.

2. Use of Cookies & Third-Party Tools

  • Purpose: The Website uses Cookies or similar technologies to enhance user experience, analyze site traffic (for SEO purposes), and deliver advertisements.
  • Advertising & Tracking:
    • We may use third-party advertising services (e.g., Google AdSense). These vendors may use Cookies to collect data on your browsing habits to provide ads relevant to your interests.
    • We may include Affiliate Marketing links. Clicking on these links may generate tracking codes to measure promotional effectiveness, but this does not reveal your personal identity.
  • Opt-out: You may change your browser settings to disable Cookies at any time, though this may affect the display or functionality of certain parts of the Website.

3. Use of Data

The data we collect is used solely for the following purposes:

  • Website Operation: To evaluate site traffic and analyze reader preferences to improve content quality.
  • Communication: To process your inquiries, business proposals, or complaints.
  • Security: To detect and prevent malicious attacks or illegal usage.

4. Data Disclosure & Sharing

  • We do not sell, trade, or transfer your personal data to outside parties.
  • Exceptions:
    • Legal Requirements: We may disclose your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others’ rights, property, or safety.
    • Trusted Third Parties: We may share data with trusted third parties who assist us in operating our website (e.g., web hosting providers), conducting our business, or servicing you, so long as those parties agree to keep this information confidential.

5. Third-Party Links

The Website may contain links to other websites (e.g., news sources, stock quote sites, or advertisers). Once you click these links and leave our site, we have no control over the privacy practices of those external sites. This policy does not apply to such external websites. We encourage you to review the privacy policies of any third-party sites you visit.

6. Data Security

We implement industry-standard security measures, including Secure Socket Layer (SSL) technology, to ensure that your browsing data and email content are protected during transmission.

7. Policy Updates

We reserve the right to modify this privacy policy at any time. Any significant changes will be posted prominently on this page, and the updated policy will take effect immediately.